Truckonomics

I am considering the pros and cons of buying a 4x4 medium-compact 8ft-bed pickup truck.

Pros as measured by counts of yearly use:

• Hauling soil and mulch to my funny farm: 10
• Being Mr. Helpful whenever a friend is moving or just needs to borrow a truck: 8
• Projecting a manly handyman image at certain social events: 4
• Hauling big things home from stores times per year: 2
• Enabling crazy off-road camping adventures: 1.5
• Being Mr. Helpful at some family gatherings, if Mr. Handsome happens not to be around: 1
  
• Traveling roads too icy for bike or car: 1
• Unknown interesting projects I'd get myself into that require a truck: 1
  

Adding up the uses, it looks like I'd get about 25-30 uses out of it per year. But what are the costs?

• $3000-5000 upfront (used)
  
• $500-800 annual maintenance
• $250 additional annual insurance (Geico quote)
• $500-1000 gas assuming 5000 miles per year (high)
• hassle (registration, inspections, etc) valued at $200/year

Assuming the truck lasts 5 years, the average annual cost is around $2650, or about $90 per use. By contrast, renting a U-haul pickup for 24hrs with no extras (but including insurance) cost me about $140+ hassle a few months ago. I guess it just depends how bad I need a truck.